Ingredients :

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* 1 pkg taco seasoning mix
* 1 lb. ground beef
* 3/4 c. water
* 1 can refried beans
* 1/2 c. grated Cheddar cheese
* 1 sm. can sliced ripe olives
* 1 medium tomato, chopped
* 1 lg. avocado, peeled and mashed
* 1/2 c. sour cream
* 1/2 cup chunky salsa
* 1/4 c. chopped green onion
* Nacho chips

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Method :

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In medium skillet, prepare taco seasoning mix with ground beef and water according to directions. Add refried beans and heat 5 minutes. In shallow 1-qt. serving bowl, spread beef and bean mixture. Layer remaining ingred. in order given above. Serve immediately with bowl of nacho chips and a batch of margaritas.